Rachel is a Manager, Business Analytics at 2OS, joining the 2OS team in November 2021. Since joining 2OS Rachel has worked with various international clients across all stages of the lending lifecycle. Her work has focused on diligence/diagnostic reviews of fintechs, building credit policies for smaller credit unions, and helping clients bolster their Collections and Recoveries strategies.

Prior to joining 2OS, Rachel was a Business Manager at Capital One, where she designed and executed strategy for credit card loss mitigation activities. Before Capital One, Rachel was a Manager at Bates White Economic Consulting. While at Bates White, she managed dozens of consumer lending engagements and developed deep experience translating expert opinions into client results. During this time, Rachel also led multiple forecasting model builds that were instrumental in driving expert opinion in high stakes consumer lending litigation. Rachel has a Masters in Applied Economics from Johns Hopkins and a B.S. in Accounting and Economics from Nazareth College.

Rachel loves to spend her time outside of work being active. She is an avid runner, enjoys long bike rides, spending time at the beach, and playing soccer. Rachel’s hidden talent is her ability to crochet anything from scarves to blankets to stuffed animals!