Insights into Effectiveness through Data Science

Insights: Student Lending

Demystifying Post-Deferral Student Debt

Over the last four years, the federal government has embarked on an unprecedented array of assistance programs for student loan borrowers. As of October 1st, the last universally-applied major adjustment (a bureau DQ freeze) has drawn to a close. For the first time since March of 2020, student loans will begin to accumulate delinquent statements [...]

Student Loan Deferrals

In our latest white paper we examine the resumption of Student Loan repayments, explore insights from Equifax Ignite data on performance expectations, and discuss how lenders can best prepare.