Over the last four years, the federal government has embarked on an unprecedented array of assistance programs for student loan borrowers. As of October 1st, the last universally-applied major adjustment (a bureau DQ freeze) has drawn to a close. For the first time since March of 2020, student loans will begin to accumulate delinquent statements on the bureau. Our experts were keen to analyze how this shift will influence the broader credit market, and combed through the data to quantify and research the likely impacts. In this lastest White Paper we highlight expected challenges, pain points, and likely areas of growth across the credit spectrum as borrower scores and risk profiles shift over the coming quarters.
October 22, 2024 Download